Who you are dealing with

Real Clarity Benefits is the trade name of Tatiana Andrea Real, a licensed health insurance broker, NPN 22238844, resident state Florida. Real Clarity Benefits is an insurance brokerage. It is not an insurance carrier, and it is not affiliated with the federal government, HealthCare.gov, CMS, Medicaid, Medicare, or any state agency.

What this site is

General education about health coverage, and a way to start a conversation. Nothing on it is an offer of insurance, a contract, or a promise that any plan, price, benefit or network will be available to you. Plan availability, benefits, networks and costs vary by state, by carrier and by plan year. Only the carrier’s own documents govern what a policy covers.

Eligibility for Medicaid and CHIP is decided solely by your state, never by me.

What my services cost you

Nothing. Brokers are paid a commission by the insurance carrier when a plan is issued, not by you, and your premium is the same whether you enroll through me or on your own.

Using the forms honestly

Please give accurate information. Quotes and eligibility checks are only as good as what goes into them, and an application built on wrong details can be delayed or declined by the carrier.

Text message terms

By ticking the consent box on a form you agree to receive SMS text messages and/or phone calls from Real Clarity Benefits at the number provided, including quote information, appointment confirmations and reminders, and policy service updates. Message and data rates may apply. Message frequency varies. Reply STOP to opt out at any time, or HELP for help. Consent is not a condition of purchase. Mobile opt-in information is not shared with third parties for marketing purposes.

Referrals

A thank-you for a referral is for the introduction itself. It is never tied to whether anyone buys insurance, and it goes to the person making the introduction, never to a purchaser.

Links to other sites

Links to HealthCare.gov, Medicaid.gov, carrier sites and other resources are given for convenience. I do not control them and am not responsible for their content.

Changes and governing law

These terms may change; the date at the top changes with them. Florida law governs, without regard to conflict-of-law rules.

Contact

Tatiana Andrea Real · Real Clarity Benefits · Miami, Florida · 786-760-0521 · letstalk@realclaritybenefits.com