Fort Lauderdale · Broward County

Health insurance in Fort Lauderdale, FL

Tatiana Andrea Real · Licensed health insurance broker · NPN 22238844 · Se habla español

I work with Fort Lauderdale clients across Broward County: realtors, marine and hospitality workers, small business owners, and families. I compare Obamacare and private plans side by side, apply every subsidy you qualify for, and stay your broker at renewal.

MarketplaceHealthCare.gov
Medicaid in FloridaNot expanded — a coverage gap exists
Open EnrollmentNovember 1, 2026 – January 15, 2027

Who I help in Fort Lauderdale

  • Realtors and other commission-based professionals.
  • Hospitality, marine and seasonal workers whose hours and income change during the year.
  • Small business owners in Broward.
  • Families who want to keep their doctors at the Broward hospital systems they already use.

What matters most for Fort Lauderdale plans

In Broward, the hospital system is the first thing to check. Broward Health and Memorial Healthcare System aren't in every plan, so a cheaper premium can mean a different hospital. I check yours first.

  • Marketplace (Obamacare) plans with every tax credit and cost-sharing discount you qualify for applied.
  • Private plans sold outside the Marketplace, which can cost less for healthy people above the subsidy limit. They're medically underwritten and aren't ACA plans, so we read the details together.
  • Your doctors, hospitals and prescriptions checked in every plan before you enroll.

Fort Lauderdale health insurance questions

Do I need to live in Miami to work with you?

No. I work with clients across Broward, Miami-Dade and Palm Beach by phone, text or video, and I'm licensed in more than 30 states.

When can I enroll for 2027?

Open Enrollment runs November 1, 2026 to January 15, 2027. Choose a plan by December 15 for coverage that starts January 1. Outside that window you need a qualifying life event; Medicaid and Florida KidCare accept applications all year.

Does it cost more to use a broker?

No. Brokers are paid by the insurance carrier, and your premium is the same whether you enroll with me, on HealthCare.gov or directly with the carrier. The consultation and quotes are free.

Nearby

See also health insurance in Miami, Hialeah, Doral, Kendall and Fort Lauderdale, or all of Florida.

Fifteen minutes and you'll know where you stand

Bring the doctors you want to keep, any prescriptions you take, and a rough income for next year. Nothing to sign, and the quote costs you nothing.